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Yearly PlusOne Academy Course Membership + Agent Certification 2 × $200.00 / year with a 7-day free trial and a $500.00 sign-up fee
Subtotal: $1,000.00
Get Crazy About The 3 C's of Credit
Join us to learn how to build positive credit and grow your wealth. With the 3 C's of Credit, you will discover how to manage your credit scores and reports, optimize your savings, and increase your total assets.
Risk-Free. Join Today.
Get Crazy About The 3
C's of Credit
Join us to learn how to build positive credit and grow your wealth. With the 3 C's of Credit, you will discover how to manage your credit scores and reports, optimize your savings, and increase your total assets.
Risk-Free. Join Today.
Coursework & Quizzes
Coursework
The 3 C's of Credit Course is crafted to guide you through the steps of building better credit and achieving independence with your money. The course is structured to provide a cohesive learning experience, with each lesson building on the last for a comprehensive understanding of the material. Throughout the course, you'll engage with specially designed video and quiz content, all created to enhance your learning. This approach ensures you gain insights and skills for reaching your financial goals and thriving.
Quizzes
After finishing each segment of any of our courses, you will take a quiz that will ensure you're making the proper progress in each section. These quizzes are generally between 5-10 questions, though it does vary between each quiz.
PlusOne Academy requires our members to receive a score of 80% or higher on each quiz in order to move on. We hold this requirement simply so you can get the very most out of your experience! Don't worry too much about the courses though, as long as you're paying attention you will have no problem completing them with soaring scores!
A Unique Approach
to Credit
Credit can be overwhelming, whether you're just starting out or trying to improve a low score later in life. The 3 C's of Credit Course is designed to quickly and efficiently provide a new perspective on understanding credit, making it less intimidating. It’s important to remember that you are not your credit score! You are much more complex, and it’s important to base your learning about credit on that fact. Many credit coaches, courses, and guides fall short helping people understand this by overlooking critical factors such as demonstrating reliability and trustworthiness to lenders, making thoughtful financial choices, and understanding how strong capital enhances creditworthiness, boosting your chances of securing loans and other financial opportunities!
Unlike one-size-fits-all content, the Credzy app enhances your learning experience by helping you understand your personal situation more deeply with real-time data that you can watch change before your eyes. This course, supported by the Credzy App, empowers you to navigate the complexities of credit and finance effectively, setting you on a path to success.
Learn From the Best...
The 3 C's of Credit Course is led by Marion Timpson, a seasoned expert in the credit industry with over a decade of experience. Marion's extensive background in the credit space is supported by a team of talented credit specialists, each offering their own unique insights and knowledge. With their combined expertise in credit and finance, they have developed the outstanding 3 C's of Credit Course. This course benefits from their collective wisdom, providing you with the most up-to-date, practical, and effective guidance on your path to better credit and financial independence.
What's the Next Step?
The next step is one of the most exciting parts of our course! You have the opportunity to download the Credzy app! The app is meant to help you manage your 3 C's with efficiency and accuracy. You can track your credit score, the capacity of your open money, and it will track your valuables and their worth! Credzy also has many benefits on top of managing your 3 C's like Credit Monitoring, Identity Theft Protection, Rent Reporting, and Marketplace Monitoring! You can learn more by visiting Credzy.com or download the app by clicking the link below!
Coursework & Quizzes
Coursework
The 3 C's of Credit Course is crafted to guide you through the steps of building better credit and achieving independence with your money. The course is structured to provide a cohesive learning experience, with each lesson building on the last for a comprehensive understanding of the material. Throughout the course, you'll engage with specially designed video and quiz content, all created to enhance your learning. This approach ensures you gain insights and skills for reaching your financial goals and thriving.
Quizzes
After finishing each segment of any of our courses, you will take a quiz that will ensure you're making the proper progress in each section. These quizzes are generally between 5-10 questions, though it does vary between each quiz.
PlusOne Academy requires our members to receive a score of 80% or higher on each quiz in order to move on. We hold this requirement simply so you can get the very most out of your experience! Don't worry too much about the courses though, as long as you're paying attention you will have no problem completing them with soaring scores!
A Unique Approach to Credit
Credit can be overwhelming, whether you're just starting out or trying to improve a low score later in life. The 3 C's of Credit Course is designed to quickly and efficiently provide a new perspective on understanding credit, making it less intimidating. It’s important to remember that you are not your credit score! You are much more complex, and it’s important to base your learning about credit on that fact. Many credit coaches, courses, and guides fall short helping people understand this by overlooking critical factors such as demonstrating reliability and trustworthiness to lenders, making thoughtful financial choices, and understanding how strong capital enhances creditworthiness, boosting your chances of securing loans and other financial opportunities!
Unlike one-size-fits-all content, the Credzy app enhances your learning experience by helping you understand your personal situation more deeply with real-time data that you can watch change before your eyes. This course, supported by the Credzy App, empowers you to navigate the complexities of credit and finance effectively, setting you on a path to success.
Learn From the Best...
The 3 C's of Credit Course is led by Marion Timpson, a seasoned expert with over a decade of experience in the credit industry. Marion has a true desire to help each and every person who takes this course, create the life they want. He has been true to his craft for 15 years and has created success for thousands of people! Marion is backed by a team of credit specialists, business owners, and successful individuals, each bringing unique insights and knowledge. Together, they offer a wealth of expertise in credit, finance, and wealth building.
What's the Next Step?
The next step is one of the most exciting parts of our course! You have the opportunity to download the Credzy app! The app is meant to help you manage your 3 C's with efficiency and accuracy. You can track your credit score, the capacity of your open money, and it will track your valuables and their worth! Credzy also has many benefits on top of managing your 3 C's like Credit Monitoring, Identity Theft Protection, Rent Reporting, and Marketplace Monitoring! You can learn more by visiting Credzy.com or download the app by clicking the link below!
What's the Next Step?
The next step on your journey to financial success is to download the Credzy app. With our app, you gain access to personalized credit insights and tools to help you manage your finances with confidence. Whether you're tracking your credit score, planning your budget, or exploring financial opportunities, Credzy has you covered. Download the app today to unlock a world of financial resources and take charge of your credit and financial well-being!
Course Content Outline...
The 3 C's of Credit has 7 Lessons:
Meet Your Guide
In this video, you'll be introduced to your course instructor, a passionate and experienced professional in the subject. Learn about their background, teaching philosophy, and unique approach to the course.
This introduction establishes a connection, providing insights into their expertise and how they plan to support your learning journey. By the end, you'll have a clear understanding of who your guide is and how they'll lead you to success. Get ready to embark on this learning adventure with your guide!
What Is Good Credit?
In this lesson, you’ll discover the definition of good credit, which is crucial for understanding how to achieve it. While many focus solely on a high credit score, good credit involves responsible financial habits and a positive credit history.
By learning what good credit entails, you’ll gain a foundation for later lessons on how to build and maintain good credit. This lesson will clarify misconceptions and set you up for success as you continue your journey toward financial well-being.
The 3 C's of Credit
In this lesson, you will be introduced to the 3 C's of Credit—a key framework for understanding how lenders assess your creditworthiness. The Credzy app provides three sections for you to complete: CHARACTER, CAPACITY, and CAPITAL. By ensuring at least two of these areas are strong, you increase your chances of securing a loan and achieving your financial goals.
This lesson sets the foundation for understanding the 3 C's, which you will build upon as you progress through the course.
Character
In this lesson, you'll learn how good character influences your ability to apply for and secure a loan. You'll gain insights into the traits lenders look for, such as your integrity, commitment to honoring financial obligations, and responsible habits. You will also learn that, While your character plays a crucial role in the loan application process, it cannot be fully determined by a single number like your credit score. Your credit score is just one aspect of your financial profile and does not define you as a person.
Understanding good character is part of confidently applying for loans and other forms of credit. You'll learn how to demonstrate your reliability and trustworthiness to lenders, which can lead to more successful loan approvals and better financial opportunities.
Capacity
In the Capacity lesson, you'll begin to understand the importance of demonstrating responsible money management to lenders. Good capacity is a game-changer for your life and credit if you know how to handle your money wisely. By making thoughtful choices about where your money goes, you set yourself up for success.
Strong capacity leads to what we call good cash flow—the funds you have left over after covering all of life's expenses. This extra money provides flexibility and opens doors to increase your wealth by building your capital. Whether you choose to save, invest, or spend on something beneficial, a healthy cash flow can truly elevate your financial journey. Dive into this lesson to gain insights that will transform your relationship with money!
Capital
Capital is the culmination of your capacity and character in action! Now that you've explored these key concepts, you can dive into the world of savings, investments, real estate, and other valuable assets to help you apply for a loan and build your credit. In this lesson, you'll discover how strong capital enhances your creditworthiness, boosting your chances of securing loans and other financial opportunities.
Thanks to your positive cash flow, accumulating capital becomes an achievable goal. When you manage your money effectively and maintain good credit, growing your capital will feel like a natural progression. This solid financial base will empower you to make strategic investments, achieve your goals, and enjoy a more stable and prosperous financial future.
How Lenders Look at the 3 C's
Now that you've mastered the 3 C's, what's next? In this lesson, you'll learn what to expect when you talk to a lender. We’ll give you a quick recap of everything you need to know about the 3 C's so you can speak their language and elevate your loan approval chances.
By the end of this lesson, you'll have the confidence to use the 3 C's to build your financial character, capacity, and capital. Say goodbye to financial stress and hello to greater control and opportunities in your financial journey!
Career Services
Career Services
Become a PlusOne Agent
Ready to apply your skills? When you sign up for the PlusOne Academy Membership + Agent Certification you will have the opportunity to join PlusOne Company as a fully certified PlusOne Agent! We can confidently say that you will be working along side a company that is highly invested in you. What are you waiting for?
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